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Roof Financing in Virginia

Replacing your roof is a major investment, but it doesn’t have to be a financial burden. Exterior Medics offers flexible financing solutions designed to fit your budget. Whether you’re facing unexpected damage or planning a proactive upgrade, we help you spread out the cost with convenient roof payment plans. Contact us today to learn more and get your free roof replacement estimate!

roof financing options for homes in virginia

Roof Financing in Virginia

Paying for a new roof shouldn’t stand in the way of protecting your home. Exterior Medics offers straightforward financing options to make your investment more manageable. We partner with Synchrony and Wells Fargo to offer flexible roof financing plans, including 0% interest if paid in full within 18 months, so you can get the roof you need, when you need it, without draining your savings.

0% Interest If Paid-In-Full Within 18 Months

Pay no interest when your balance is paid in full within 18 months through our financing partnership with Synchrony. It’s a simple, flexible way to invest in your home without paying more than you need to.

Average Roof Financing Payments in Virginia

CityEst. Pay In Full CostEst 12-month Payment
Monthly Payment
Est 24-month Payment
Monthly Payment
Est 48-month Payment
Monthly Payment
Springfield, VA $17,265 - $19,265 $1,438 - $1,605 $719 - $802 $359 - $401
Fairfax, VA $17,065 - $19,042 $1,422 - $1,586 $711 - $793 $355 - $396
Vienna, VA $28,585 - $48,386 $2,382 - $4,032 $1,191 - $2,016 $595 - $1,008
Centreville, VA $15,114 - $16,866 $1,259 - $1,405 $629 - $702 $314 - $351
Falls Church, VA $17,779 - $19,839 $1,481 - $1,653 $740 - $826 $370 - $413
Fredericksburg, VA $18,724 - $20,893 $1,560 - $1,741 $780 - $870 $390 - $435
Herndon, VA $16,819 - $18,768 $1,401 - $1,564 $700 - $782 $350 - $391
Manassas, VA $17,441 - $19,462 $1,453 - $1,621 $726 - $810 $363 - $405
Washington, D.C. $10,244 - $10,737 $853 - $894 $426 - $447 $213 - $223

What is a Roof Loan?

A roof loan allows you to pay for your new roof over time instead of in one upfront lump sum. With flexible terms and competitive rates, it’s a smart way to make critical home improvements while keeping your finances intact.

Benefits of Roof Financing

  1. Get the Roof You Need Now: Don’t delay necessary repairs or replacements due to budget concerns.
  2. Flexible Payment Options: Choose a plan that aligns with your income and financial goals.
  3. Preserve Savings: Avoid tapping into emergency funds or long-term savings.
  4. Increased Home Value: A new roof adds curb appeal and boosts property value.
roof financing benefits in virginia

Roof Financing Payment Methods

Exterior Medics accepts roof financing payments through three easy methods: Cash, Check, and Credit Card.

Other Ways to Pay For Roofing in Virginia

  • Cash Icon
    Cash:
    A fast, interest-free way to pay if you have the funds available.
  • Personal Check Icon
    Check:
    Simple and secure for one-time or split payments.
  • Personal Loan Icon
    Personal Loan:
    Offered by banks or credit unions, personal loans can cover your roof costs with fixed terms.
  • Credit Card Icon
    Credit Card:
    Best for short-term financing or rewards programs if paid off quickly.
  • Home Equity Loan Icon
    Home Equity Loan:
    Use the equity in your home to fund major renovations at lower interest rates.
  • Umbrella Icon
    Insurance Claim:
    If your roof was damaged in a covered event, insurance may help cover replacement costs.
  • Government Loan Icon
    Government-Funded Home Improvement Loan:
    Programs like FHA Title I loans provide funding for qualified home improvements, including roofing.

Calculate Virginia Roofing Costs

Try our roof cost calculator for free, instant price estimates on your roof replacement project.